The buying process

Before your property search starts, we help you get the formalities in place.

Spanish nature

The buying process

Before your property search starts, we help you get the formalities in place.

Spanish nature

The buying process

Before your property search starts, we help you get the formalities in place.

Spanish nature

What we do for you

Buying a property in another country follows a clear process. We make sure you have full oversight of every step, so you can focus on finding the right home.

Preparation and financing:

This means applying for a Spanish identification number (NIE) and confirming financing with the bank. You should expect around 10–13% in purchase costs (taxes and fees) on top of the purchase price. This must be covered by your own equity.

Property search and quality assurance

Once we have found a property you like, we bring in the lawyer for a thorough check of the property. They make sure all permits and ownership details are in order. When everything is approved, a reservation agreement and a private purchase contract (Arras) are signed, with a 10% deposit normally paid.

Notary and completion

The actual transfer of the property takes place at the notary. This is where the deed (Escritura) is signed, the remaining amount is paid, and you are handed the keys. After this, the lawyer handles the registration and recording of your new home, so everything is formally and legally in place.

Preparation and financing:

This means applying for a Spanish identification number (NIE) and confirming financing with the bank. You should expect around 10–13% in purchase costs (taxes and fees) on top of the purchase price. This must be covered by your own equity.

Property search and quality assurance

Once we have found a property you like, we bring in the lawyer for a thorough check of the property. They make sure all permits and ownership details are in order. When everything is approved, a reservation agreement and a private purchase contract (Arras) are signed, with a 10% deposit normally paid.

Notary and completion

The actual transfer of the property takes place at the notary. This is where the deed (Escritura) is signed, the remaining amount is paid, and you are handed the keys. After this, the lawyer handles the registration and recording of your new home, so everything is formally and legally in place.

Preparation and financing:

This means applying for a Spanish identification number (NIE) and confirming financing with the bank. You should expect around 10–13% in purchase costs (taxes and fees) on top of the purchase price. This must be covered by your own equity.

Property search and quality assurance

Once we have found a property you like, we bring in the lawyer for a thorough check of the property. They make sure all permits and ownership details are in order. When everything is approved, a reservation agreement and a private purchase contract (Arras) are signed, with a 10% deposit normally paid.

Notary and completion

The actual transfer of the property takes place at the notary. This is where the deed (Escritura) is signed, the remaining amount is paid, and you are handed the keys. After this, the lawyer handles the registration and recording of your new home, so everything is formally and legally in place.

Purchase costs

In Spain, you need to budget for costs on top of the purchase price. These vary somewhat depending on whether you buy a new build or a resale property, but here is a simple overview:

  • Taxes: Transfer tax (resale property) or VAT (new build).

  • Public fees: Notary and registration in the property register.

  • Professional support: Fees for a lawyer and, if relevant, a surveyor.

In total, you should budget an additional 10–13% on top of the purchase price to cover all taxes and costs.

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Contact us to get started

Contact us to get started